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Halachic Analysis of Interest in Corporate Loans and Heter Iska

The article discusses the halachic implications of a business investment structured as an interest-bearing loan to a corporation, focusing on the prohibition of ribbis (interest) and the use of a Heter Iska. The Bais Havaad was consulted to determine if a Heter Iska was necessary for Slim Delights, a company funded by J-tank moguls. The analysis considers whether the investment constitutes a loan with a borrower, given the lack of personal guarantees and limited assets of the borrowing entity. The article references the Igros Moshe's leniency on loans to corporations without personal guarantees, noting disputes among poskim. It also explores the possibility of leniency when funds are used strictly for business expenses, as opposed to personal needs. Despite uncertainties, the recommendation was to draft a Heter Iska to ensure compliance with halacha.

Rabbi Shmuel HonigwachsSep 8, 2025
8 min read
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